Category: Auto Insurance

Do You Own a Classic Car of the Future?

Posted on by Joshua Nadler

There’s nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles – like the 1964 Aston Martin DB5, the 1963 Corvette Sting Ray and the 1969 Dodge Charger – can be downright captivating.

If you don’t happen to own one of these timeless beauties, it may not mean you will never own a classic. In fact, there are many automobile enthusiasts and industry experts that predict we can expect a whole new generation of cars that will one day be bestowed the same level of prestige as, say, the 1969 Chevy Camaro.

If your curiosity is getting the better of you, here is a peek at the 10 models predicted by CNET’s Car Tech editors as being the vintage cars of the future. Who knows, you just may own a classic after all.

  • Toyota Prius (first generation): Built from 1997 to 2003, sold in the U.S. from 2001 to 2003
  • Honda Insight (first generation): Sold in the U.S. from 1999 to 2006
  • Toyota MR2 Spyder: Built from 1999 to 2007
  • Honda S2000: Built from 2000 to 2009
  • Scion xB: Offered from 2004 to 2006
  • Infiniti G35: Built from 2003 to 2006
  • BMW 335i/N54 3-series: Built from 2006 to 2010
  • Pontiac G8: Built from early 2008 to mid-2009
  • Dodge Magnum: Built from 2004 to 2008
  • Chrysler 300C: Built from 2005 to 2011

If any of the above–named vehicles is sitting in your garage, congratulations may be in order. And if not, it’s not too late to start checking the classifieds and used car lots.

Regardless what you’re driving or what automobile you might have stored away, we at Greenway Insurance are here to make sure you have it covered!

Contact Us!

For further questions and assistance, please contact us. You can also learn more about our Auto insurance or get a free Auto insurance quote online today!

Tips for Preparing for Your Holiday Driving Trip

Posted on by Joshua Nadler

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Houston or headed across the country.

At Greenway Insurance, we’d like to help you not only enjoy your holiday season, but help ensure you’ll get there safely too! So please take these winter-travel safety tips to heart.

Prepare your car for winter

Before leaving on your trip, give your car a thorough check-up. Do wipers need to be replaced? Are your fluid levels where they should be? Your tires need to be in good shape for driving on wet or snowy roads, and be sure your radiator and cooling systems are up to snuff. And – we know you’ve heard this before, but bear with us – your car should have an emergency kit. Pack it with jumper cables, blankets, a first-aid kit, flares, food and water, a flashlight and other safety gear. A shovel and cat litter or sand (to provide traction should you get stuck in snow or ice) are good ideas as well.

Before you leave

Know exactly where you’re going, with maps, and check weather conditions along your planned route. Let someone know your itinerary, so if you don’t arrive on time, officials know where to look for you. If your car has snow or ice on it, make sure it is completely cleared off before you depart. Don’t forget to clear your headlights and other lights, along with the roof – ice and snow blowing from your car could create a hazard for other drivers.

When you’re on the road

Are roads snowy or icy? Take it slow. Take it slow. Take it slow. Sorry for repeating ourselves, but it’s absolutely vital to, yes, take it slow. Give yourself extra time to get to your destination, and make sure you leave extra room between your vehicle and others on the road. Watch for ice patches on bridges, overpasses and shady spots. Remember, having four-wheel or all-wheel drive does not mean your car will stop or steer better on ice.

If you’re caught in a storm that seems like it’s too much for you to handle, seek refuge as soon as you can. Of course, sometimes it’s best not to drive in snow and ice at all – stay home if you can.

If your vehicle becomes disabled

Nobody wants to think about being stranded on the side of the road in a storm, but it happens to thousands of people every year. If your vehicle is disabled, be sure to stay with it. Run your engine and heater for short intervals, and open one of your windows slightly to prevent carbon monoxide build-up. Light two flares (remember that vehicle emergency kit? Now’s the time to use it) and place one a safe distance from both the front and rear of your vehicle. Note your location with mileposts, exit numbers or cross-streets and call the authorities or a tow truck.

We hope you enjoy your holidays with friends and family, and we look forward to serving you in the new year!

Contact Us!

For further questions and assistance, please contact us today!

When the Kids Head for College, Put “Insurance 101" on Your Class List

Posted on by Joshua Nadler

It’s an exciting time when your child heads off to college. Whether they’re attending school in Texas or have moved all the way across the country, there were a ton of things to get done last month, but did you remember to look over their insurance needs? Don’t worry – it’s never too late!

Homeowners Policies

  • Coverage of personal property: Most homeowners policies provide 10 percent of Coverage C (Personal Property) for your property while it is at a residence other than your residence. That means if the contents of your home are insured for $100,000, your student’s property up to $10,000 generally would be covered if they are living in a dormitory. The damage must be caused by an event covered in the policy, however.
  • Special items: Be aware that certain items, such as jewelry or expensive electronics and computers, may require special coverage.
  • Off-campus living: If your student lives in off-campus housing, such as an apartment, we strongly advise you to consider renters insurance, as your homeowners insurance generally would not apply in this instance. Check with us at Greenway Insurance & Risk Management to be sure. Keep in mind that renters insurance cannot be shared between roommates, so your child will need their own policy.
  • Create an inventory: It’s a good idea to keep an inventory of expensive items your child is taking to school, as well as keeping photos and receipts for the items. In the event of a loss, this can make the claims process much easier.

Auto Policies

  • Coverage without a car at school: If your student will continue to drive while at home on school breaks – or if there’s a chance they could drive a friend’s car at school – it is vital that you keep them on your auto policy. They may even qualify for a distant-student or good-student discount. Contact us to see if we can save you some money on your insurance.
  • Coverage with a car at school: In most instances, a car registered to you and listed on your policy will be covered if used by your student away at school, provided they are listed on your policy. Be sure to call us at 713-800-4206 and make sure your insurance company writes coverage in the college’s state and location, however. And please let us know if your child is taking a car to school, because the location of the vehicle can result in a change in premium.

Contact Us!

Not having the right insurance can be a costly mistake – and college is expensive enough as it is. So give us a call today. Your child may be going away, but we’ll be right here when you need us! (And we won’t call you to ask for pizza money, either.)

For further questions and assistance, contact us!